Who is OpenAI and what is ChatGPT? OpenAI is a privately held company, , it is known that the company was founded by Elon Musk, Sam Altman, Greg Brockman, Ilya Sutskever, Wojciech Zaremba, and John Schulman.

Stocks ended Wall Street's worst year since 2008 on a sour note, as the Dow Jones Industrial Average closed the last trading day down 0.22% at 33,147.25, the S&P 500 fell 0.25% to end at 3,839.50, and the Nasdaq Composite dipped 0.11% to finish at 10,466.88.

The financial sector is a critical component of the global economy, and any weaknesses in this industry could have a devastating effect on the markets, particularly the technology sector.